:root{--navy:#123b63;--blue:#2f80c0;--green:#2f6f46;--red:#a63a3a;--gold:#d7a443;--cream:#fbf7ef;--light:#f4f7fa;--ink:#172431;--muted:#5f7080;--white:#fff;--shadow:0 18px 45px rgba(18,59,99,.12);--radius:22px}*{box-sizing:border-box}body{margin:0;font-family:Inter,Arial,Helvetica,sans-serif;color:var(--ink);line-height:1.65;background:#fff}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.container{width:min(1160px,92%);margin:auto}.trustbar{background:var(--navy);color:#fff;text-align:center;font-size:.92rem;padding:.45rem 1rem}.site-header{position:sticky;top:0;z-index:10;background:rgba(255,255,255,.96);backdrop-filter:blur(12px);border-bottom:1px solid #e8eef3}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1rem 0}.logo{display:flex;align-items:center}.logo img{height:54px;width:auto}.nav{display:flex;gap:1.15rem;align-items:center;font-weight:700;color:#28455f}.nav a:hover{color:var(--blue)}.btn{display:inline-flex;align-items:center;justify-content:center;padding:.85rem 1.15rem;border-radius:999px;font-weight:800;border:2px solid transparent;box-shadow:none}.btn-primary{background:var(--red);color:#fff}.btn-secondary{background:#fff;color:var(--navy);border-color:#cbd7e1}.btn-green{background:var(--green);color:#fff}.hero{background:radial-gradient(circle at top right,rgba(47,128,192,.18),transparent 34%),linear-gradient(135deg,var(--cream),#fff 50%,#edf5fb);padding:5.5rem 0 4rem}.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;align-items:center;gap:3rem}.eyebrow{display:inline-flex;gap:.5rem;align-items:center;color:var(--green);font-weight:900;letter-spacing:.04em;text-transform:uppercase;font-size:.78rem}.hero h1{font-size:clamp(2.4rem,5vw,4.9rem);line-height:1.03;margin:.8rem 0;color:var(--navy);letter-spacing:-.05em}.hero p{font-size:1.22rem;color:#394d5f;max-width:690px}.actions{display:flex;gap:.8rem;flex-wrap:wrap;margin:1.6rem 0}.hero-card{background:#fff;border-radius:32px;padding:1.1rem;box-shadow:var(--shadow);border:1px solid #e6edf3}.photo-card{min-height:440px;border-radius:26px;background:linear-gradient(140deg,rgba(18,59,99,.92),rgba(47,111,70,.75)),url('hero.svg');background-size:cover;background-position:center;display:flex;align-items:flex-end;padding:1.6rem;color:#fff}.photo-card div{background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.28);border-radius:18px;padding:1rem;backdrop-filter:blur(5px)}.metrics{display:grid;grid-template-columns:repeat(3,1fr);gap:.9rem;margin-top:1rem}.metric{background:#fff;border:1px solid #e5edf4;border-radius:18px;padding:1rem}.metric b{display:block;color:var(--navy);font-size:1.4rem}.section{padding:4.5rem 0}.section.alt{background:var(--light)}.section.cream{background:var(--cream)}.section-head{display:flex;justify-content:space-between;gap:2rem;align-items:end;margin-bottom:1.7rem}.section h2{font-size:clamp(1.9rem,3vw,3rem);line-height:1.12;color:var(--navy);margin:0}.section-head p,.lead{color:var(--muted);max-width:680px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}.card{background:#fff;border:1px solid #e4ebf2;border-radius:var(--radius);padding:1.35rem;box-shadow:0 8px 24px rgba(18,59,99,.05)}.card h3{margin:.3rem 0;color:var(--navy);font-size:1.3rem}.icon{width:48px;height:48px;border-radius:16px;display:grid;place-items:center;background:#eaf3fa;color:var(--navy);font-size:1.5rem}.list{display:grid;grid-template-columns:repeat(4,1fr);gap:.8rem}.pill{background:#fff;border:1px solid #e3ebf2;border-radius:999px;padding:.8rem 1rem;font-weight:750;color:#28455f}.article-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.2rem}.article{background:#fff;border-radius:var(--radius);overflow:hidden;border:1px solid #e4ebf2;box-shadow:0 8px 24px rgba(18,59,99,.05)}.thumb{height:170px;background:linear-gradient(135deg,#dfeaf3,#fff);display:grid;place-items:center;color:var(--navy);font-size:3rem}.article-body{padding:1.25rem}.tag{font-size:.75rem;text-transform:uppercase;letter-spacing:.08em;color:var(--red);font-weight:900}.comparison{overflow-x:auto;background:#fff;border-radius:var(--radius);border:1px solid #e4ebf2;box-shadow:0 8px 24px rgba(18,59,99,.05)}table{border-collapse:collapse;width:100%;min-width:760px}th,td{text-align:left;padding:1rem;border-bottom:1px solid #e7eef4}th{background:#eef5fb;color:var(--navy)}.cta{background:linear-gradient(135deg,var(--navy),#1a5a88);color:#fff;border-radius:34px;padding:3rem;display:grid;grid-template-columns:1fr auto;gap:2rem;align-items:center}.cta h2{color:#fff}.newsletter{display:flex;gap:.7rem;flex-wrap:wrap}.newsletter input{padding:.95rem 1rem;border-radius:999px;border:0;min-width:260px}.footer{background:#0c263f;color:#dce8f2;padding:3.5rem 0 1.5rem}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(3,1fr);gap:2rem}.footer h4{color:#fff}.footer a{display:block;color:#dce8f2;margin:.35rem 0}.fineprint{border-top:1px solid rgba(255,255,255,.14);margin-top:2rem;padding-top:1rem;color:#b7c7d4;font-size:.9rem}.page-hero{padding:4rem 0;background:linear-gradient(135deg,var(--cream),#fff)}.content{max-width:850px}.content h1{font-size:clamp(2.2rem,4vw,4rem);line-height:1.05;color:var(--navy)}.content h2{color:var(--navy);margin-top:2rem}.disclaimer{background:#fff7e5;border-left:5px solid var(--gold);padding:1rem;border-radius:12px}.mobile-toggle{display:none;background:var(--navy);color:#fff;border:0;border-radius:12px;padding:.65rem .8rem}@media(max-width:900px){.mobile-toggle{display:block}.nav{display:none;position:absolute;top:86px;left:4%;right:4%;background:#fff;border:1px solid #e4ebf2;border-radius:18px;padding:1rem;box-shadow:var(--shadow);flex-direction:column;align-items:flex-start}.nav.open{display:flex}.hero-grid,.cta{grid-template-columns:1fr}.cards,.article-grid{grid-template-columns:1fr 1fr}.list{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.metrics{grid-template-columns:1fr}}@media(max-width:620px){.cards,.article-grid,.list,.footer-grid{grid-template-columns:1fr}.hero{padding-top:3rem}.photo-card{min-height:300px}.section-head{display:block}.logo img{height:42px}}

/* ---- Added for deeper content & SEO build ---- */
.breadcrumb{font-size:.85rem;color:var(--muted);padding:1.1rem 0 0}
.breadcrumb a{color:var(--blue);font-weight:700}
.breadcrumb span{margin:0 .4rem;color:#aab8c4}
.prose{max-width:760px}
.prose h2{color:var(--navy);margin-top:2.4rem;font-size:clamp(1.5rem,2.4vw,2rem)}
.prose h3{color:var(--navy);margin-top:1.6rem;font-size:1.2rem}
.prose p,.prose li{color:#33475a;font-size:1.06rem}
.prose ul,.prose ol{padding-left:1.2rem}
.prose li{margin:.4rem 0}
.callout{background:#eef5fb;border-left:5px solid var(--blue);padding:1.05rem 1.2rem;border-radius:12px;margin:1.4rem 0}
.callout.green{background:#eef6f0;border-color:var(--green)}
.callout.gold{background:#fff7e5;border-color:var(--gold)}
.byline{display:flex;align-items:center;gap:.7rem;color:var(--muted);font-size:.92rem;margin:.6rem 0 1.4rem;flex-wrap:wrap}
.byline b{color:var(--navy)}
.toc{background:#fff;border:1px solid #e4ebf2;border-radius:16px;padding:1.1rem 1.3rem;margin:1.6rem 0;box-shadow:0 8px 24px rgba(18,59,99,.05)}
.toc strong{color:var(--navy);display:block;margin-bottom:.5rem;font-size:.9rem;text-transform:uppercase;letter-spacing:.05em}
.toc a{color:var(--blue);font-weight:600;display:block;margin:.3rem 0}
details.faq{background:#fff;border:1px solid #e4ebf2;border-radius:14px;padding:.2rem 1.1rem;margin:.7rem 0;box-shadow:0 6px 18px rgba(18,59,99,.04)}
details.faq summary{cursor:pointer;font-weight:800;color:var(--navy);padding:.9rem 0;list-style:none}
details.faq summary::-webkit-details-marker{display:none}
details.faq summary::after{content:'+';float:right;color:var(--blue);font-size:1.3rem;line-height:1}
details.faq[open] summary::after{content:'–'}
details.faq p{color:#33475a;padding-bottom:.9rem;margin:.2rem 0}
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:1.1rem;margin-top:1.4rem}
.related a{background:#fff;border:1px solid #e4ebf2;border-radius:16px;padding:1.1rem;box-shadow:0 8px 24px rgba(18,59,99,.05)}
.related a:hover{border-color:var(--blue)}
.related .tag{display:block;margin-bottom:.3rem}
.related b{color:var(--navy);display:block;font-size:1.05rem}
.buybox{background:#fff;border:1px solid #e4ebf2;border-radius:18px;padding:1.3rem;box-shadow:var(--shadow);margin:1.6rem 0}
.buybox h3{margin:0 0 .3rem;color:var(--navy)}
.buybox .btn{width:100%;margin:.4rem 0}
.aff-note{font-size:.82rem;color:var(--muted);margin-top:.6rem}
@media(max-width:900px){.related{grid-template-columns:1fr}}
